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Free Instant Equity Release Calculator
Find out how much tax-free cash you could release from your home.
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Free no-obligation quote service
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Your Property

The amount you could release is dependent on both your property value and where you live which is why we need to ask this information.

About You

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Estimated Release
Error Retrieving Value

This is an indicative figure only and the actual amount you could borrow will depend on your individual circumstances. The release amount assumes you have no secured borrowing against the property. If you have secured borrowing against the property then this must be repaid in full using the amount released (if available), by other means or a combination of the two.

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Why Equity Release?

Equity Release allows you to unlock the equity in your home without having to sell up and move out of your house so that you can have money to spend on whatever you want or need. An equity release plan is a potential retirement planning option for homeowners.

  • 47,081
    21%
    Number of Equity Release Plans in 2018
  • £76,473
    Average Value Released
64%
Home and Garden Improvements
33%
Go on holiday
31%
Pay debts (e.g. loan)
27%
Gifting to family or friends
22%
Clear outstanding Mortgage
12%
Help with Regular bills
Source: UK Equity Release Market Monitor, January 2019

Important Considerations

Equity Release could affect your family’s inheritance as the amount you borrow will need to be repaid after you die, including the accumulated interest.

If you decide to place the money you release into a savings account, secure a regular income, or make an investment, tax may then be payable on any interest, income or gains you receive.

Fees will also be charged if you use an independent financial adviser in addition to solicitor fees for any legal work that is required.